With more than 30 years of experience in the financial industry, Ed Lytle has built a strong reputation as a reliable and trusted advisor for individuals, families, and small businesses across the Tri‑State area of Maryland, West Virginia, and Pennsylvania. His career reflects a long-standing commitment to helping clients make informed financial decisions that support their goals, stability, and long-term well‑being.

Ed began his financial services career in 1993 with Woodmen of the World Life Insurance Society, where he developed a strong foundation in retirement planning, income strategies, taxation, and qualified plans. His ability to simplify complex financial topics and tailor strategies to each client’s needs has been a hallmark of his advisory style ever since.

Throughout his career, Ed has held roles across investments, insurance, and real estate—experience that gives him a well-rounded perspective when guiding clients through financial planning. After his time at Woodmen of the World and New York Life, he joined M&T Bank in 2001, where he played a key role in growing the bank’s investment program in Garrett County, MD. In 2005, he founded ERL Financial Services, LLC, an independent full‑service firm focused on providing personalized, relationship‑driven financial solutions.

Today, Ed is a valued member of the Boggs & Company team and registered representative with LPL Financial LLC, offering clients a broad range of customized strategies designed to support their evolving needs.

Ed is an active member of several community organizations, including The American Legion, Legion Riders, Elks Lodge, George’s Creek Valley No. 161 AF & AM, Mtn Loggers Group, and VFW Post 10077. His involvement reflects his deep appreciation for service, tradition, and contributing to the communities where he has lived and worked throughout his career.

When he’s not working with clients, Ed enjoys spending time with his grandchildren and family. He is an avid outdoorsman, often found hunting, boating, traveling, or riding his Harley. Ed and his wife, Sandy, make their home in Friendsville, Maryland, where they enjoy the quiet beauty and close‑knit community of the region.